Directory
Pathways Cowichan Valley is a community service directory for residents in the Cowichan Valley. Click this link to view their services for seniors.
Another excellent resource for services to assist seniors is a program called “Better at Home.” The services offered vary from community to community but may include:
- Transportation
- Friendly visits
- Light yard work
- Light housekeeping
- Minor home repairs
- Grocery shopping
- Snow removal
There is a cost for most services but some are free, depending on an individual’s income level.
Fraud and Scams
According to the Canadian Anti-Fraud Centre’s 2024 report:
- The total amount lost by seniors (60 and older) made up almost 30% of the overall dollar loss ($643,716,736 CAD) reported to CAFC
- Seniors are the most targeted group for service scams
- Individuals over the age of 50 lose more money on average per fraud
- Investment scams affect all ages with those aged 60+ reporting the highest losses, making up 36% of the total dollar loss
- After Ontario and Quebec, consumers in BC filed the most fraud reports in Canada
- The top 3 types of frauds that affect seniors based on the number of reports are: identity fraud, service scams, and investment scams
- The average dollar loss per victimization for those aged 60 and over for investment scams is around $90,000, $70,000 for romance scams, and $10,000 for service scams
The report looked at approximately 51,000 reports out of approximately 109,000 reports filed by Canadians. See the full report here: CAFC 2024 Annual Statistical Report.
What can you do to protect yourself?

Check out the below tips from the Canadian Anti-Fraud Centre:
- Say No! – scammers often use emotion or high-pressure tactics to create a sense of urgency so potential victims don’t have time to look into things, get a second opinion, or simply sleep on it. Ask for information in writing and don’t be afraid to hang up or say no.
- Do your research – if someone is claiming to be a relative in trouble or a first responder taking care of a loved one, call other family members to confirm this information
- Don’t give out personal information – exercise caution when a caller asks for your name, birthdate, address, credit card or banking information. Never give out your social insurance number.
- Watch out for upfront fees – it’s illegal for companies to ask for fees before giving you a loan and there are no fees or taxes for prizes in Canada.
- Protect your computer – watch out for pop up ads while browsing online and never click links or call the phone number shown; install anti-virus software and keep it up to date; and don’t give anyone remote access to your computer, take it in for repairs.
- Don’t share images – consider who you share images with and don’t perform any explicit acts online. Disable your webcam and any camera connected to the internet when not in use; hackers can access it remotely and record you.
- Protect online accounts – use strong passwords at least 8 characters long with a mix of upper and lowercase letters, at least one number, and a symbol. Create a different password for each account and enable multi-factor authentication. Be sure to log into your accounts from a trusted source.
- Educate yourself about current scams to recognize signs. Check out: Get Cyber Safe, Canadian Anti-Fraud Centre, and the RCMP’s Seniors Guidebook to Safety and Security – Fraud and Scams.
Road Safety
We cover four areas: vehicles, pedestrians, scooters, and cyclists.




